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Take out a mini-loan | What do you need to know about a mini loan?

Taking out a mini loan is quick and easy

Taking out a mini loan is quick and easy

Nowadays you can close a mini loan with a few mouse clicks. Without paperwork and no hassle, those are the main advantages of taking out a mini loan. For many consumers, taking out a loan is something that is taboo. You take out a mini-loan fairly anonymously just behind your computer or tablet, you don’t have to leave the house. You even request a mini-loan without telephone contact with the lender and this makes the threshold for many consumers so low. This is of course an advantage of the mini loan but at the same time the disadvantage because applying for a mini loan in this way is very easy for many people. You can quickly borrow an amount of 100, 500 or 1000 euros.

Take out mini credit without hassle

Taking out a loan without hassle and paper work is something that anyone who needs money actually wants. No packs of paper that need to be filled in, but simply and quickly requesting a loan is the ideal way to apply for a loan. Of course you will have to return some signed documents with the first application because the application must be approved before the lender pays the required money into your account. For the next mini loan application, it is sufficient to send an SMS to the mini loan provider with the amount and duration of the mini loan.

Mini loan providers

 

To take out a mini loan you will need to go to the website of one of the mini loan providers and look at the conditions under which you can request a mini loan. If the conditions do appeal to you, you can request a quote from the relevant mini-loan provider. Not so many mini-loan providers are active in the Netherlands and those that are still active are supervised by the AFM. It is important for you which lender has the most favorable conditions for you. Here you must pay attention to the interest that is calculated on your mini loan but also what the possible administration and / or closing costs will be.

Mini loan with BKR and without payslip

Mini loan with BKR and without payslip

If you are going to compare the mini-loan providers, it is also advisable if this applies to you whether you can request a mini-loan with BKR or without a payslip. If you have a negative BKR code and you want to borrow money, then this is not possible in many cases, unless you take out a mini-loan, in many cases you can borrow with a BKR code. With a mini loan it is also often possible to borrow without a payslip, in practice this means that you can borrow money even without work. The reason that this is possible with a mini loan is that you borrow a relatively small amount of money with a mini loan. In general, the amounts do not exceed € 750.

Regardless of the situation in which you are going to borrow money, borrowing always costs money, so it’s better to save in advance. If you really want to borrow money quickly then it might still be possible to do this with a friend or relative.