Mini loan for applying for a small loan
Do you want to borrow a small amount to create more financial room or because you have to make an urgent release? For example 300 euros, 1000 euros or maybe 1500 euros? Have you ever thought about the mini loan? Borrow money without BKR within 10 minutes on the bill, yes it is really possible! Applying for a small loan has never been easier. This is a repeat application, they also call this borrowing without paperwork.
Borrow money without BKR within 10 minutes
It may happen that you have a BKR coding after your name. Certainly after the new rules that only came into effect whereby you are already registered with your bank at the BKR when the account is red. And that can be quite difficult if you want to take out a mortgage or loan. It is therefore possible that you will not be accepted when applying for any loan. Almost every lender requests your details from the BKR in Tiel as soon as you apply for a loan. Fortunately there are also lenders where you can borrow money without BKR, this is the mini loan.
Borrowing money without BKR within 10 minutes on the account that is only possible via the mini loan or also called the mini credit. You must realize that borrowing without BKR also entails a risk. The BKR is also there for you to protect you against over-credit. You are registered with the BKR because you have not always met your payment obligations in the past. If you still want to borrow money quickly without BKR then there is the mini loan. Borrowing small amounts of up to 1500 euros and having it in your account for 10 minutes is really possible. Nowadays, the costs of a mini loan are no longer that great. Many people therefore also decide to request a mini-loan from one of the mini-loan providers.
Borrow money quickly without BKR and without paperwork
You can apply for a mini-loan online, so there is almost no paper involved. This is also a reason why people take out a small loan just as quickly. Another reason is that you do not have to leave the house for the application. In this way you borrow money in an anonymous way and you quickly repay the loan amount. The maturities of the mini loans are quite short. These range from 15 days for the small amounts to a maximum of 62 days for an amount of 1500 euros. Borrowing money without BKR within 10 minutes is also very easy this way. But be aware that you do not want to make use of this too quickly and that you will not fill in any financial gaps with the mini loan because then the end will be lost.
How quickly can you borrow money without BKR
Borrow money without BKR within 10 minutes on the account, which is possible if you have previously applied for a mini-loan with the relevant financial institution. If you are applying for a small loan for the first time, it will take a little longer before you have the money in your account. This is because the mini-loan provider must first approve you, in most cases this will not cause any problems. If you then start borrowing money again, it is a matter of sending 1 text message and you have the money in your account with 10 minutes. Even if you have a benefit.
Borrow money with benefits
It is even possible to borrow money with a benefit. If you are temporarily without a (permanent) job, then you also have the option to borrow money. You should not think of a loan with substantial amounts. But here too it is the mini loan that you can go to. And whether you are a WAO, a Wajong. having an unemployment benefit or social assistance benefit does not matter. Here too, we point out that borrowing money with a benefit is risky. You must also repay borrowed money and there are always costs associated with borrowing money. So first think carefully if you have to make ends meet in order to also apply for a mini loan.
Borrow money within 10 minutes?
Hundreds of people take out a small loan every day because they want to borrow money quickly. The reasons for borrowing money quickly vary, one takes out a small loan to pay an unpaid bill and the other wants to buy a new television just as quickly. People also take out a mini loan for the holidays, for example to make the down payment for the holiday. The down payment must generally be paid much earlier than the holiday pay is paid. And there are many reasons for which people want to borrow money quickly and prefer to have it in their account today.
Is it wise to apply for a fast loan? For one, but there are also plenty of cases where it is not wise to want to borrow money quickly. If you borrow the money to actually pay something that is necessary, we can imagine that you take out a mini loan. But if you are going to borrow money to go shopping, it is not wise in our opinion.
Mini loan providers
You can request a mini-loan from a mini-loan provider. This is a financial institution where you can go to apply for a small loan which you also have to pay back quickly. Mini-loan providers are scarce in the Netherlands. Due to the enormous proliferation of lenders who offered the mini-loan a few years ago, the costs for a mini-loan also increased. There was little or no control and interest rates rose at lightning speed. Consumers had to pay a lot of money to apply for a mini-loan. Fortunately that is a thing of the past.
The AFM nowadays has the financial market well under control, which means that every lender where the mini loan can be requested must comply with strict rules. This means that interest rates have fallen drastically. You now take out a mini loan at a low interest rate. The expectation is that interest rates will no longer rise quickly, so you can borrow money quickly at low interest rates in 2017 as well. And this is nice, the fact that you have to borrow money is often annoying enough.
Borrow money quickly without hassle
As you can read above, the mini loan stands for quickly borrowing money without hassle. No paperwork, borrowing without BKR, no difficult questions and borrowing at a low interest rate. You do not have to leave the house to borrow money, even having a long telephone conversation with a financial adviser is not necessary. If you want to know more, you can of course always read on the websites of the relevant mini-loan provider what the exact conditions are for taking out a mini-loan.
Compare mini loan
When applying for a mini loan it is wise to compare the mini loans. On our website you will find Dutch mini-loan providers that are reliable and where you can get your money paid quickly. When comparing, first read the conditions carefully. The costs, such as the interest rates, must of course also be carefully considered. After all, you do not want to pay too much if you are going to borrow money quickly. You can see borrowing money quickly without BKR within 10 minutes is indeed possible.
Cost of the mini loan
If you want to borrow money, you naturally also want to know the costs of such a loan. We have put Zaloan from the best known mini-loan provider online for you here under the exact costs. This way you can see exactly what it would cost you if, for example, you were to borrow an amount of 300 euros. This table also shows the term for this loan. This way you will never be faced with surprises if you borrow money to create more financial room.
|Loan amount (EUR)||Term||Loan amount incl||APR on loan||compensation|
|100||15||€ 100.53||13.99%||€ 0.53|
|100||30||€ 101.08||13.99%||€ 1.08|
|200||15||€ 201.07||13.99%||€ 1.07|
|200||30||€ 202.16||13.99%||€ 2.16|
|300||15||€ 301.61||13.99%||€ 1.61|
|300||30||€ 303.24||13.99%||€ 3.24|
|400||30||€ 404.32||13.99%||€ 4.32|
|500||30||€ 505.41||13.99%||€ 5.41|
|500||45||€ 508.13||13.99%||€ 8.13|
|600||45||€ 609.76||13.99%||€ 9.76|
|600||62||€ 609.61||13.99%||€ 9.61|
|700||45||€ 711.39||13.99%||€ 11.39|
|800||45||€ 813.02||13.99%||€ 13.02|
|800||62||€ 813.02||13.99%||€ 13.02|
|1000||62||€ 1,016.43||13.99%||€ 16.43|
|1100||62||€ 1,1 118.29||13.99%||€ 18.29|
|1200||62||€ 1 219.84||13.99%||€ 19.84|
|1300||62||€ 1 321.70||13.99%||€ 21.70|
|1400||62||€ 1,442.25||13.99%||€ 23.25|
|1500||62||€ 1,525.11||13.99%||€ 25.11|